LIC Customer Site for Online Bill Payment and Account Access

In the present time, life has become so busy that we hardly find time to visit the Insurance Company’s branch office for paying the bill/premiums of their policies. You can now make secure LIC bill payment from the comfort of your house or office online through and can save your time. The Customer portal, allows you to pay the bill immediately with a click of mouse so there will be no lost bills, late payment fines and long queues. Other benefits of the site are that you don’t have to depend on the agents for the payment of the insurance premium and you can access your account any time, 24 hours a day. LIC Customer Site for Online Bill Payment and Account Access

The leading Insurer in the country, Life Insurance Corporation (LIC) of India, introduced the online payment facility in 2005. Using this facility, the company offers various functionalities at your fingertips that were accessible only at a branch office. At, all Inforce, Ordinary policies (under every mode: YLY,HLY, QLY & MLY) holders can view details of their policies and perform real-time payment of renewal premium-dues from any part of the country with the help of identity number. Users cannot pay the premium online if they have policy under Salary Savings Scheme (SSS).

Users have to get registered with the site to get this online payment facility. LIC accepts credit cards payments and payments through Net Banking accounts in the banks like ICICI, Vijaya, HDFC, Citi, Punjab National Bank, Axis, Kotak, UCO, etc. VISA/Master Credit Cards (Domestic Only) of nearly all the banks are accepted. A convenience fee of around Rs 12 along with Service tax will be deducted when you pay your premium through the Debit card. Users can get a valid premium receipt immediately after completing the process. Users are charged late fee @8% and minimum late fee is Rs 5.

To get started, register with the site by visiting Hit “New User” link provided under the “Online Services” button and a new window will open where you have to enter details like Policy number, Premium you need to pay, date of birth & email id. After creating the account, you can login to the website with the username and add your policy number to get the policy details. After enrolling policy, you can view each and every detail of the policy (premium, started date, sum assured, accrued bonus, plan, address, next premium due, policy term and branch & agent details).

At this site, you can view details of all the LIC products such as Insurance plans, Pension plans, Unit plans, Special plans, Withdrawn plans and Health plans. There is also information about Group Insurance Scheme and Gratuity Plus NAV. You can pay the premium online by two ways: after registration and without registration using Policy Details at free of cost. In both methods, you will get a premium receipt immediately as you complete the process. The copy of digitally signed receipt will be mailed on your Email id within 3 working days. You can also get information regarding bonus since 2000 as well as income tax and tax benefits from LIC.

Guidelines are also provided for Policy Holders so they can make the best out of their life insurance policy. Insurance Selector on the site helps you to decide which plan is appropriate for you as per your income, occupation, age and needs. You can calculate your premium online with the help of the premium Calculator. Just select the name of the policy and enter some details. There is a NRI Centre where you can find important features valid to Non-Resident Indians (NRI). You can get the Address and phone numbers of LIC Customer Zone in your area directly from the site.

The site also provides guidelines on how to become an LIC agent as well as benefits of becoming an agent. You can apply online if you want to become an agent.


  • Free to access
  • Allow to pay premium online
  • Premium can be paid without registration
  • Payments can be made through Debit card and Net Banking accounts
  • Users can view each and every detail of the policy online
  • A premium receipt is provided to the policy holder immediately after paying the premium online.
  • Policy holders also get a copy of digitally signed receipt on their Email id within 3 working days
  • Allow users to calculate premium online
  • Provide guidelines for Policy Holders and users


  • People with policy under Salary Savings Scheme (SSS) cannot pay the premium online

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